Tips to Handle Aggressive Debt Collectors

Perhaps one of the most complained about industries is the debt collection industry, most of these complaints stem from their knowledge that customers know very little about debt collection laws or the fact that their behavior cannot come under prosecution at any given point of time.

One can attribute this behavior to the poor training of these employees along with not being given the right information either, which in turns, results in a high turnover in the industry. But the truth is that one should not put up with such behavior from debt collectors that come across as demanding.

So what do customers do when they have to deal with aggressive debt collectors then?

Here is a list of tips that one must follow in order to stop them from being abusive:

Step One: Find out whether they are in violation of the FDCPA or the state’s laws, and if they are, tell the collector to stop calling your home or workplace.

Step Two: File a complaint at www.ftc.gov as they are in charge of regulating debt collecting agencies, and if you do report them much like other customers, they will take steps to sanction the agency immediately.

Step Three: You can file a complaint at the State Attorney General’s office who will investigate the matter.

Step Four: And if you need evidence against aggressive debt collectors, nothing can be better than recording the conversation that you have with them especially if they have not dealt properly with you.